The $1.27 is not a charge. This amount is an authorization that is ran on the credit card entered on EVGA.com for warranty related services or orders placed on our site. As a form of security, an authorization is ran before the amount of the full charge is collected to verify the credit card information entered. The authorization is instantly refunded and your financial institution and usually will post it back to the card or bank account once the transaction has cycled. This usually will take a few business days depending on how fast your financial institution works.